Behavioural Biometry and SCA requirements

The Septembers PSD2 Directive is fast approaching. The nervousness is visible not only in the banking industry but also among the clients and the press. Until recently, the hottest subject was Open Banking, and now the most frequently discussed issue is the Strong Customer Authentication requirement. In short, it consists of providing at least a double layer of customer protection in the form of: 1. Something You know – the password and login 2. Something that I have – a phone, token 3. Something I am – that is, a fingerprint, a face scan (some …

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